Individuals & Families
Affordable health plans designed for individuals and families. We help you compare options and choose coverage that protects the people who matter most.
Independent Health Insurance Agent
Hi, I’m Cole. I help individuals, families, small businesses, and self-employed people find the right coverage — with clear answers, real guidance, and zero pressure.
What I Can Help With
Whether you’re protecting your family, growing a small business, or working for yourself — I’ll help you find plans that actually make sense for your life.
Affordable health plans designed for individuals and families. We help you compare options and choose coverage that protects the people who matter most.
Group health solutions that help you attract and retain talent. Straightforward plans sized for growing teams without the corporate complexity.
Flexible coverage built for freelancers, contractors, and entrepreneurs. Get the protection you need without employer-sponsored plans.
Plan Type
I specialize in PPO plans — flexible coverage with more choice and fewer restrictions.
Round Out Your Coverage
Add the extras that matter to you alongside your health plan, all in one conversation.
Coverage for cleanings, checkups, and bigger work, so routine care and surprises don't come out of pocket.
Help with eye exams, glasses, and contacts for you and your family.
Protect the people who count on you. We'll find a policy that fits your budget and your stage of life.
How It Works
No pressure and no jargon. Here's what working together looks like.
Tell me what matters to you: your doctors, your prescriptions, your budget, and who needs to be covered.
I'll walk you through the plans that fit, side by side, in plain English, so you can see exactly what you're paying for.
We'll go through the application together. If you're not approved, you aren't charged anything.
About Me
Finding the right health insurance can feel confusing and stressful. I started Chrisman Health Group because I believe everyone deserves clear, honest guidance — without the hard sell.
Whether you’re covering your family, running a small business, or working for yourself, I’ll listen to your situation, walk you through the options in plain English, and help you choose what actually fits. One-on-one support, every step of the way.
FAQ
With an HMO you usually pick a primary care doctor who has to refer you to specialists, and care outside the network generally isn't covered. A PPO lets you see specialists without a referral and gives you in- and out-of-network options, so you have more choice over your doctors.
Often, yes. On our call I'll check whether your doctors are in the plan's network before you apply.
Many of the plans I offer are medically underwritten. That means the insurance company reviews your health and prescription history to decide whether you qualify. I'll walk you through every question so there are no surprises.
You aren't charged anything. We'll talk through what other options are available to you.
Not always. Depending on the plan, you may be able to apply any time of year. Book a call and I'll tell you what's available to you right now.
No. The consultation and quote are free, and there's no obligation to buy.
Yes. I work with business owners, self-employed people, and 1099 contractors to find coverage for you, your family, and your team.
It depends on your age, zip code, health, and who's being covered, plus the deductible and coinsurance you choose. On our call I'll show you a few options side by side so you can pick the balance of monthly cost and coverage that fits your budget.
Book a Free Call
Choose a time below and it goes straight onto my calendar. You'll get a confirmation and a reminder by email.
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Get in Touch
Whether you have questions or you’re ready to look at plans, just reach out. I’ll get back to you quickly — no pressure, no spam.